1 November, 2021

Property Guides

This is your final chance to buy the home of your dreams under the HOC 2020-2021 programme!

With the Home Ownership Campaign (HOC) ending this December 2021, it’s now or never to take advantage of this promotional period to get that dream home you’ve always wanted.

What is the HOC 2020-2021?

The Home Ownership Campaign (HOC) was first launched in 2019 and reintroduced in 2020 as a government effort to refresh the property market and provide financial relief to home buyers. It was originally slated to end on May 31st 2021, but was extended to December 31st 2021.

The HOC is a joint effort between the Housing and Local Government ministry (KPKT) and the Real Estate and Housing Developers’ Association (REHDA) Malaysia to help Malaysians purchase their first properties and also help clear out Malaysia’s property overhang.

What do I save with the HOC 2020-2021?

The biggest perks that come from the HOC 2020-2021 are financial ones. Here are some of the things that you save if you purchase a property under the HOC 2020-2021 programme:

  • A full stamp duty exemption on the Memorandum of Transfer (MOT) and Sale and Purchase Agreement (SPA) for homes priced from RM300,001 to RM1,000,000. Homes valued below RM300,000 do not qualify for the exemption.
  • Properties within the RM1,000,000 to RM2,500,000 price range are subjected to a reduced stamp duty of 3%, which will only be imposed on the balance amount after RM1,000,000. For example, if the property is priced at RM1,200,000, the 3% fee is imposed on the following RM200,000.
  • The 0.5% stamp duty charge on your housing loan agreement is fully exempted but is only applicable to properties priced from RM300,000 and RM2,500,000.
  • Homebuyers get an additional minimum of 10% discount on the purchase price. This discount must be reflected in the Sale and Purchase Agreement (SPA).


Who is eligible for the HOC 2020-2021?

All Malaysian homebuyers are eligible for the HOC 2020-2021. There is no limit to the number of purchases. This applies to properties sold between 1 June 2020 and 31 December 2021 in Peninsular Malaysia, but the properties must be registered with REHDA Malaysia. In Sabah, it is with properties registered to Sabah Housing and Real Estate Developers Association (SHAREDA) while for Sarawak, it is with properties registered to Sarawak Housing and Real Estate Developers’ Association (SHEDA).

The campaign is only open to residential properties in the primary market, which are homes that have either been launched or completed. These new residential properties must be purchased directly from developers with an Advertising Permit & Developers License (APDL) like Mah Sing. However, subsale properties are not qualified for the HOC programme.

What Mah Sing properties are available under the HOC 2020-2021?

Can’t wait to purchase your new home under the HOC 2020-2021 before the end of the year? Look no further — Mah Sing has several projects available under the HOC 2020-2021 programme in the North, South, and Central region of Peninsula Malaysia:

Kuala Lumpur & Klang Valley







































With the HOC 2020-2021 programme in place, owning one of these homes can be a dream come true for you this year. If you’d like to know more about the amazing benefits and savings you can have with these properties under the HOC programme, register here now.


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